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[求助]
去美國(guó)買國(guó)內(nèi)保險(xiǎn)的求助
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Provide medical benefits of at least $50,000 per accident or illness • Provide repatriation coverage of at least $7,500 • Provide medical evacuation coverage to home country of at least $10,000 • Maximum deductible of $500 per accident or illness • May require a waiting period for pre-existing conditions which is reasonable under current industry standards • May include a provision for co-insurance which requires the exchange visitor to pay up to 25% of the covered benefits per accident or illness • Does not unreasonably exclude coverage for perils inherent to the activities of the exchange program in which the exchange visitor participates • Coverage is guaranteed through at least one of the following means: o Insurance policy is underwritten by a health insurance company rated: “A-” or above by A.M. Best or “A-i” or above by Insurance Solvency International (ISI) or “A-” or above by Standard & Poor’s Claims Paying Ability or “B+” or above by Weiss Research, Inc. OR o Policy is backed by the full faith and credit of the government of the J-1’s home country OR o Policy is part of a health benefits program offered on a group basis to employees or enrolled students by a designated sponsor OR o Policy is offered through or underwritten by a federally qualified Health Maintenance Organization or eligible Competitive Medical Plan as determined by the U.S. Dept. of Health & Human Services. 請(qǐng)問(wèn)國(guó)內(nèi)有哪個(gè)公司可以滿足以上J-1的保險(xiǎn)種類�。科渲�25%是什么意思��？ 非常感謝啊，請(qǐng)問(wèn)平安公司保險(xiǎn)可以嗎？ |
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May require a waiting period for pre-existing conditions which is reasonable under current industry standards • May include a provision for co-insurance which requires the exchange visitor to pay up to 25% of the covered benefits per accident or illness 請(qǐng)問(wèn)這兩條你保險(xiǎn)中有嗎？這個(gè)是不是可有可無(wú)呢？ |
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【答案】應(yīng)助回帖
| 還是買一個(gè)美國(guó)那邊保險(xiǎn)吧 美國(guó)學(xué)校容易承認(rèn)，國(guó)內(nèi)保險(xiǎn)到時(shí)理賠還麻煩 可以去這里問(wèn)問(wèn)中文咨詢 我跟我女兒都在這里這個(gè)exchange Program http://www.dianins.com/plan/patriotEP.asp |
5樓2012-11-04 09:21:32
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