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民間借貸在我國的經(jīng)濟社會作為正規(guī)金融的有益補充部分在資本市場發(fā)展中起到了重要的作用,然而外部監(jiān)管不足、內(nèi)部約束不強等等問題在制約著我國民間借貸市場的長遠發(fā)展。本文從目前我國民間借貸市場的現(xiàn)狀出發(fā),分別從經(jīng)濟體制、政府管控、風險監(jiān)管等角度分析了我國民間借貸市場面臨的現(xiàn)實困境。本文通過對溫州民間借貸市場的考察,并在結(jié)合其他已科研素材和實踐經(jīng)驗基礎(chǔ)上,提出了關(guān)于我國民間借貸市場發(fā)展與改革的建議。 請勿使用翻譯軟件翻譯結(jié)果應(yīng)助。要求簡潔準確專業(yè)。謝謝您的應(yīng)助。 |

版主 (知名作家)
~~沒心沒肺的小吃貨


版主 (文壇精英)


版主 (知名作家)
~~沒心沒肺的小吃貨

版主 (文壇精英)
| As a beneficial complement to formal finance ,the private lending /non-governmental credit loan was of paramount importance to China's economy and society and ,however,its long-term development was greatly restricted by insufficient external supervision, weak internal constraint ,and so forth.Firstly ,to begin with the status quo and from the economic system, administration control and risk supervision point of view ,the faced difficulties of China's private lending were analysed .Finally,based on the investigation of Wenzhou private lending and previous research material and and author's practical experience ,proposals of the development and reformation of China's private lending were recommended . |

版主 (文壇精英)

銀蟲 (正式寫手)
| In China’s economic society, as a useful supplement for formal finance ,private lending is playing an important role in the development of capital markets, however, the insufficient external supervision and lacking internal constraint are restricting the development of our country folk lending market in the long-term. In this paper, we’ll start from the current situation of our country folk lending market, respectively from the aspects such as economy, government control, risk supervision to analysis the difficulties faced by our country folk lending market. Based on the investigation to Wenzhou private lending market, and in combination with other research material and practical experience, this paper put forward some suggestions for the development and reform of our country folk lending market. |
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